Baroda Small Saving Account

1. Duly Filled Account Opening Form.
2. Know your customer information / documents in support of the following to the satisfaction of the bank.

a. Name	b. Address	c. Date of Birth	d. Occupation
e. Specimen Signature	f. Citizenship	g. TIN	h. Source of Funds

3. One Passport size photograph.
4. Minimum Deposit $10 in the Branch where account to be opened.

Interest        
1. Interest is calculated and applied on a monthly basis on the minimum balance during the month.
2. Interest is credited in the account at the end of every month.
3. Resident Individual Withholding Tax (RIWT) will be applicable as   per FRCA guideline.
4. For interest rate, please click here.

Additional Information

• The account will be classified to Dormant if there is no customer induced transactions in the account for 12 months. Once the account is classified as dormant the customer induced transactions in the account are allowed on submission of written request by the customer to the branch where account is maintained along with personal ID, address proof and other documents required to fulfil KYC guidelines.
• Customer may close account after making written request to the Branch where account is maintained.
• For Clarification or any other information please contact any of our branches in Fiji.
• Terms and Conditions apply

Fees and Charges

										Minimum Balance Fees -  Micro Deposit
										$2.00 per Month If balance is less than minimum required balance at close of any day

										Standing Instruction -  External
										$10.00 per transaction

										Issue of Balance Certificate
										$15.00 per Certificate

										Issue of Detailed Certificate
										$25.00 per Certificate

										Search Fees
										$5.00 Minimum, Subsequent $10.00 per hour

Duplicate Passbook - Zero Bal
$5.00 per book

										Duplicate Statement Fees
										$2.00 per page Computer Printout $7.50 per page statement

										Issuance of Deposit Book (Counterfoil)
										$5.00 per Book of 100 deposit slips

										Issuance of Deposit Book (Duplicate)
										$7.50 per Book of 100 deposit slips

										Issuance of Deposit Book (Triplicate)
										$10.00 per Book of 100 deposit slips

										Collection of Cheques fees
										$0.25 per instrument

										Special Answer Fee
										$20.00 per instrument

										ATM Transaction fees
										Six transactions in a month free. Above six transactions in a month, transaction fee of $0.25 per transaction

										Paper withdrawal fees (where ATM card is issued)
										Two transactions per month free. $3 for each paper withdrawal upto $800 after two free   transactions per month No fee for paper withdrawals of  above $800 No Paper withdrawal fees, If ATM card is not issued.

										Reissue of ATM card in lieu of Lost ATM Card
										$5.00 per card

										Regeneration of PIN of ATM Card
										$2.00 per request of pin regeneration

										ATM Interchange Fees (for transactions on other Banks' ATM)
										a. Balance Inquiry	$0.60 per inquiry
										b. Cash Withdrawal	$1.50 per withdrawal

										EFTPOS Transaction Fees
										a. EFTPOS Transaction Fees	$0.25 per transaction