Deposits > Baroda Senior Citizen Cheque Book Saving Account

Baroda Senior Citizen Cheque Book Saving Account

                    Minimum Balance Fees            
                    Nil            
                               
                               
Cheque Book Charges
Nil
Printing charges and stamp duty as applicable to be recovered.
Stop Payment Charges 
$10. 00 per instrument
                    Standing Instruction -  External              
                    $10.00 per transaction            
                               
                               
                    Issue of Balance Certificate            
                     $10.00 per Certificate            
                               
                               
                    Issue of Detailed Certificate            
                    $50.00 per Certificate            
                               
                               
                    Search Fees            
                    $30.00 per search            
                               
                               
                    Duplicate Pass Book fees            
                    $15.00 per Book            
                               
                               
                    Duplicate Statement Fees            
                    $2.00 per page Computer Printout
$7.50 per page statement		            
                               
                               
                    Issuance of Deposit Book (Counterfoil)            
                     $5.00 per Book of 100 deposit slips            
                               
                               
                    Issuance of Deposit Book (Duplicate)            
                     $7.50 per Book of 100 deposit slips            
                               
                               
                    Issuance of Deposit Book (Triplicate)            
                    $10.00 per Book of 100 deposit slips            
                               
                               

                    Collection of Cheques fees            
                    $0.40 per instrument            
                               
                               
                    Special Answer Fee            
                    $25.00 per instrument            
                               
                               
                    Cheque Holding Charges            
                              $15.00 per instrument per working day  
Dishonour Cheque Charges 
Outward-$25 per instrument
                    ATM Transaction fees            
                    Six transactions in a month free. Above six transactions in a month, transaction fee of $0.40 per transaction            
                               
                               
                    Paper withdrawal fees (where ATM card is issued)            
                   
  • Two transactions per month free.
  • $3 for each paper withdrawal upto $800 after two free   transactions per month
  • No fee for paper withdrawals of  above $800
  • No Paper withdrawal fees, If ATM card is not issued.
            
                               
                               
                    Reissue of ATM card in lieu of Lost ATM Card            
                    $10.00 per card            
                               
                               
                    Regeneration of PIN of ATM Card            
                    $5.00 per request of pin regeneration            
                               
                               
                    ATM Interchange Fees
(for transactions on other Banks' ATM)		            
                    a. Balance Inquiry $0.20 per inquiry            
                    b. Cash Withdrawal $0.50 per withdrawal            
                               
                               

                    EFTPOS Transaction Fees            
                    a. EFTPOS Transaction Fees Free            
                               
                               
Baroda Senior Citizen Pass Cheque Book Saving Account is a saving account ideal for Senior Citizens. This is one of the basic and flexible deposit options for individuals with Cheque Book Facility.

Key Features:

• No Limit on number of Deposits
• Minimum opening Balance of $20
• Free ATM Card
• Free e-Statement
• No minimum and maximum period
• Free Internet Banking facility
• Cheque book Facility
• 25% concession on locker rent
• Additional 0.25 % interest

Who can open the Account

• Individuals ( Singly or Jointly) having attained the age of 55 years

How to open account 
The account can be opened in any of the branches of Bank of Baroda in Fiji by submitting following documents:
  1. Duly Filled Account Opening Form
  2. Know your customer informations / Documents in support of following to the satisfaction of Bank:
a.Name b.Address c.Date of Birth d.Occupation
e.Specimen Signature f.Citizenship g.TIN h.Source of Funds
  1. One Passport size photograph.
  2. Minimum Deposit $20 at the Branch where account is opened.

Interest
  1. Interest is calculated and applied on monthly basis on minimum balance maintained during the month.
  2. Interest is credited in the account at the end of every month.
  3. Resident Individual Withholding Tax (RIWT) will be applicable as per FRCA guidelines.
  4. Please refer interest rate brochure for rate of interest.
Additional Information
  • The account will be classified to Dormant if there is no customer induced   transactions in the account for 12 months. Once the account is classified as dormant the customer induced transactions in the account are permitted on submission of written request by the customer to the branch where account is maintained along with personal ID, address proof and other documents required to fulfil KYC guidelines.
  • Account may be closed by making written request to the Branch where account is maintained along with surrender of unused cheques.
  • For Clarification or any other information please contact any of our branches in Fiji.
  • Terms and conditions apply

Fees and Charges

© 2013 Bank of Baroda, Fiji Territory, GPO. Box.57, Suva, Fiji Islands.