Baroda Senior Citizen Cheque Book Saving Account

Baroda Senior Citizen Pass Cheque Book Saving Account is a saving account ideal for Senior Citizens. This is one of the basic and flexible deposit options for individuals with Cheque Book Facility.

Key Features:

• No Limit on number of Deposits
• Minimum opening Balance of $20
• Free ATM Card
• Free e-Statement
• No minimum and maximum period
• Free Internet Banking facility
• Cheque book Facility
• 25% concession on locker rent
• Additional 0.25 % interest

Who can open the Account

• Individuals ( Singly or Jointly) having attained the age of 55 years

How to open account 
The account can be opened in any of the branches of Bank of Baroda in Fiji by submitting following documents:

1. Duly Filled Account Opening Form
2. Know your customer informations / Documents in support of following to the satisfaction of Bank:

a.Name	b.Address	c.Date of Birth	d.Occupation
e.Specimen Signature	f.Citizenship	g.TIN	h.Source of Funds

3. One Passport size photograph.
4. Minimum Deposit $20 at the Branch where account is opened.

Interest

1. Interest is calculated and applied on monthly basis on minimum balance maintained during the month.
2. Interest is credited in the account at the end of every month.
3. Resident Individual Withholding Tax (RIWT) will be applicable as per FRCA guidelines.
4. Please refer interest rate brochure for rate of interest.

Additional Information

• The account will be classified to Dormant if there is no customer induced   transactions in the account for 12 months. Once the account is classified as dormant the customer induced transactions in the account are permitted on submission of written request by the customer to the branch where account is maintained along with personal ID, address proof and other documents required to fulfil KYC guidelines.
• Account may be closed by making written request to the Branch where account is maintained along with surrender of unused cheques.
• For Clarification or any other information please contact any of our branches in Fiji.
• Terms and conditions apply

Fees and Charges