TERM DEPOSITS UPTO $99,999.99
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Present Intrest Rate |
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Baroda Term Deposit Account (Retail) |
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Minimum Opening Deposit - $500.00 |
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|
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Minimum Operating Balance - $500.00 |
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Baroda Term Deposit MIP/QIP |
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Minimum Opening Deposit - $500.00 |
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Minimum Operating Balance - $500.00 |
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Period
|
|
|
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1 month to less than 3 months |
0.75 |
0.75 |
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3 months to less than 6 months |
1.00 |
1.00 |
|
6 months to less than 9 months |
1.25 |
1.25 |
|
9 months to less than 12 months |
1.75 |
1.75 |
|
12 months |
2.35 |
2.35 |
|
Above 12 months to less than 24 months |
2.35 |
2.35 |
|
24 months to less than 36 months |
2.35 |
2.35 |
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36 month to less than 60 months |
2.35 |
2.35 |
|
60 month to 120 months |
2.35 |
2.35 |
TERM DEPOSITS OF $100,000 AND ABOVE
|
Negotiable
|
Depends on the interest rate offered |
|
Rawarawa(Recuring) Deposit |
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|
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Minimum Opening Deposit - $25.00 per month |
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|
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Minimum Operating Balance - $25.00 per month |
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Period
|
|
|
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12 months |
2.35 |
2.37 |
|
24 months |
2.35 |
2.40 |
|
36 months |
2.35 |
2.43 |
|
48 months |
2.35 |
2.46 |
|
60 months |
2.35 |
2.49 |
|
72 months |
2.35 |
2.52 |
|
84 months |
2.35 |
2.55 |
|
96 months |
2.35 |
2.58 |
|
108 months |
2.35 |
2.61 |
|
120 months |
2.35 |
2.64 |
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SAVING PRODUCTS |
Interest will be payable monthly on monthly minimum balance in the accounts.
|
Interest Rate p.a. % |
Effective Interest Rate p.a. % |
|
Baroda Passbook Saving Account
(Without Cheque Book)
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Minimum Opening Deposit - $50 |
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Minimum Operating Balance - $50 |
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Maintenance Fee - $3 per month |
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General, Students, NRE
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$500/- and <$1,000/- |
0.10 |
0.10 |
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$1,000/- and <$2,000/- |
0.15 |
0.15 |
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$2,000/- and <$5,000/- |
0.30 |
0.30 |
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$5,000/- and above |
0.55 |
0.55 |
Clubs & Charitable Institutions
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|
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$500/- and <$1,000/- |
0.10 |
0.10 |
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$1,000/- and <$2,000/- |
0.15 |
0.15 |
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$2,000/- and <$5,000/- |
0.30 |
0.30 |
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$5,000/- and <$10,000/- |
0.50 |
0.50 |
$10,000/- and above
|
0.55 |
0.55 |
Baroda Senior Citizen - Passbook &
Cheque Book Savings Account |
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|
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Minimum Opening Deposit - $20 |
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|
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Minimum Operating Balance - Nil |
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|
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$500/- and <$1,000/- |
0.25 |
0.25 |
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$1,000/- and <$2,500/- |
0.30 |
0.30 |
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$2,500/- and <$5,000/- |
0.50 |
0.50 |
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$5,000/- and above |
0.60 |
0.60 |
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Baroda Cheque Book Saving Account |
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Minimum Opening Deposit - $250 |
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Minimum Operating Balance - $250 |
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Baroda Small Saving Account
|
0.55 |
0.55 |
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Minimum Opening Deposit - $10 |
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Minimum Operating Balance - $10 |
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Baroda Zero Balance Saving Account
|
0.55 |
0.55 |
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Minimum Opening Deposit - $0 |
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Minimum Operating Balance - $0 |
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