TERM DEPOSITS UPTO $99,999.99
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Present Intrest Rate |
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Baroda Term Deposit Account (Retail) |
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Minimum Opening Deposit - $500.00 |
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Minimum Operating Balance - $500.00 |
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Baroda Term Deposit MIP/QIP |
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Minimum Opening Deposit - $500.00 |
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Minimum Operating Balance - $500.00 |
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Period
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1 month to less than 3 months |
1.00 |
1.00 |
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3 months to less than 6 months |
1.00 |
1.00 |
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6 months to less than 9 months |
1.50 |
1.50 |
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9 months to less than 12 months |
2.00 |
2.00 |
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12 months |
2.25 |
2.25 |
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Above 12 months to less than 24 months |
2.25 |
2.25 |
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24 months to less than 36 months |
2.50 |
2.50 |
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36 month to less than 60 months |
2.75 |
2.75 |
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60 month to 120 months |
3.00 |
3.00 |
TERM DEPOSITS OF $100,000 AND ABOVE
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Negotiable
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Depends on the interest rate offered |
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Rawarawa(Recuring) Deposit |
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Minimum Opening Deposit - $25.00 per month |
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Minimum Operating Balance - $25.00 per month |
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Period
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12 months |
2.25 |
2.27 |
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24 months |
2.50 |
2.55 |
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36 months |
2.75 |
2.85 |
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48 months |
2.75 |
2.90 |
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60 months |
3.00 |
3.22 |
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72 months |
3.00 |
3.27 |
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84 months |
3.00 |
3.32 |
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96 months |
3.00 |
3.37 |
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108 months |
3.00 |
3.43 |
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120 months |
3.00 |
3.48 |
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SAVING PRODUCTS |
Interest will be payable monthly on monthly minimum balance in the accounts.
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Interest Rate p.a. % |
Effective Interest Rate p.a. % |
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Baroda Passbook Saving Account
(Without Cheque Book)
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Minimum Opening Deposit - $50 |
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Minimum Operating Balance - $50 |
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General, Students, NRE
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$500/- and <$1,000/- |
0.10 |
0.10 |
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$1,000/- and <$2,000/- |
0.15 |
0.15 |
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$2,000/- and <$5,000/- |
0.30 |
0.30 |
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$5,000/- and above |
0.55 |
0.55 |
Clubs & Charitable Institutions
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$500/- and <$1,000/- |
0.10 |
0.10 |
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$1,000/- and <$2,000/- |
0.15 |
0.15 |
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$2,000/- and <$5,000/- |
0.30 |
0.30 |
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$5,000/- and <$10,000/- |
0.50 |
0.50 |
$10,000/- and above
|
0.55 |
0.55 |
Baroda Senior Citizen - Passbook &
Cheque Book Savings Account |
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Minimum Opening Deposit - $20 |
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Minimum Operating Balance - Nil |
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$500/- and <$1,000/- |
0.25 |
0.25 |
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$1,000/- and <$2,500/- |
0.30 |
0.30 |
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$2,500/- and <$5,000/- |
0.50 |
0.50 |
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$5,000/- and above |
0.60 |
0.60 |
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Baroda Cheque Book Saving Account |
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Minimum Opening Deposit - $250 |
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Minimum Operating Balance - $250 |
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Baroda Small Saving Account
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0.55 |
0.55 |
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Minimum Opening Deposit - $10 |
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Minimum Operating Balance - $10 |
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Baroda Zero Balance Saving Account
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0.55 |
0.55 |
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Minimum Opening Deposit - $0 |
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Minimum Operating Balance - $0 |
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