TERM DEPOSITS UPTO $99,999.99
|
Present Intrest Rate |
|
|
Baroda Term Deposit Account (Retail) |
|
|
|
Minimum Opening Deposit - $500.00 |
|
|
|
Minimum Operating Balance - $500.00 |
|
|
|
Baroda Term Deposit MIP/QIP |
|
|
|
Minimum Opening Deposit - $500.00 |
|
|
|
Minimum Operating Balance - $500.00 |
|
|
Period
|
|
|
|
1 month to less than 3 months |
1.00 |
1.00 |
|
3 months to less than 6 months |
1.00 |
1.00 |
|
6 months to less than 9 months |
1.50 |
1.50 |
|
9 months to less than 12 months |
2.00 |
2.00 |
|
12 months |
2.85 |
2.85 |
|
Above 12 months to less than 24 months |
2.50 |
2.50 |
|
24 months to less than 36 months |
2.50 |
2.50 |
|
36 month to less than 60 months |
2.50 |
2.50 |
|
60 month to 120 months |
2.50 |
2.50 |
TERM DEPOSITS OF $100,000 AND ABOVE
|
Negotiable
|
Depends on the interest rate offered |
|
Rawarawa(Recuring) Deposit |
|
|
|
Minimum Opening Deposit - $25.00 per month |
|
|
|
Minimum Operating Balance - $25.00 per month |
|
|
Period
|
|
|
|
12 months |
2.85 |
2.88 |
|
24 months |
2.50 |
2.56 |
|
36 months |
2.50 |
2.59 |
|
48 months |
2.50 |
2.62 |
|
60 months |
2.50 |
2.65 |
|
72 months |
2.50 |
2.69 |
|
84 months |
2.50 |
2.72 |
|
96 months |
2.50 |
2.76 |
|
108 months |
2.50 |
2.79 |
|
120 months |
2.50 |
2.83 |
|
SAVING PRODUCTS |
Interest will be payable monthly on monthly minimum balance in the accounts.
|
Interest Rate p.a. % |
Effective Interest Rate p.a. % |
|
Baroda Passbook Saving Account
(Without Cheque Book)
|
|
|
|
Minimum Opening Deposit - $50 |
|
|
|
Minimum Operating Balance - $50 |
|
|
General, Students, NRE
|
|
|
|
$500/- and <$1,000/- |
0.10 |
0.10 |
|
$1,000/- and <$2,000/- |
0.15 |
0.15 |
|
$2,000/- and <$5,000/- |
0.30 |
0.30 |
|
$5,000/- and above |
0.55 |
0.55 |
Clubs & Charitable Institutions
|
|
|
|
$500/- and <$1,000/- |
0.10 |
0.10 |
|
$1,000/- and <$2,000/- |
0.15 |
0.15 |
|
$2,000/- and <$5,000/- |
0.30 |
0.30 |
|
$5,000/- and <$10,000/- |
0.50 |
0.50 |
$10,000/- and above
|
0.55 |
0.55 |
Baroda Senior Citizen - Passbook &
Cheque Book Savings Account |
|
|
|
Minimum Opening Deposit - $20 |
|
|
|
Minimum Operating Balance - Nil |
|
|
|
$500/- and <$1,000/- |
0.25 |
0.25 |
|
$1,000/- and <$2,500/- |
0.30 |
0.30 |
|
$2,500/- and <$5,000/- |
0.50 |
0.50 |
|
$5,000/- and above |
0.60 |
0.60 |
|
Baroda Cheque Book Saving Account |
|
|
|
Minimum Opening Deposit - $250 |
|
|
|
Minimum Operating Balance - $250 |
|
|
Baroda Small Saving Account
|
0.55 |
0.55 |
|
Minimum Opening Deposit - $10 |
|
|
|
Minimum Operating Balance - $10 |
|
|
Baroda Zero Balance Saving Account
|
0.55 |
0.55 |
|
Minimum Opening Deposit - $0 |
|
|
|
Minimum Operating Balance - $0 |
|
|