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Micro Credit
Microfinance means the provision of a broad range of financial services such as deposits, loans , payments services, money transfers and insurance to the poor and low income households and individuals and to micro and small enterprises.
Micro Enterprises’
means any enterprise which has a turnover or total assets not exceeding F$30,000 and employs more than 5 employees.
Small enterprise’
means any enterprise which has a turnover or total assets between F$30,000/= and F$100,000/= and employs between 6 to 20 employees.
Medium enterprise’
means any enterprise which has a turnover or total assets between F$100,000/= and F$500,000/= and employs between 21 to 50 employees.
Poor and Low-income households and individuals’
means disadvantaged women and youths , the unemployed , entrepreneurs and farmers employed in informal sector , the un-bankable, that have entrepreneurial capacity and possibility to undertake activities that can generate weekly stable incomes.
An
‘enterprise’
means any going concern that trades in goods and services for profit.
© 2020 Bank of Baroda, Fiji Territory, GPO. Box.57, Suva, Fiji Islands.