Baroda Senior Citizen Passbook Saving Account

Baroda Senior Citizen Pass Book Saving Account (without Cheque Book) is a saving account ideal for Senior Citizens. This is one of the basic and flexible deposit options for individuals with Passbook Facility.

Key Features:

No Limit on number of Deposits
Minimum opening balance $20
Free ATM Card
Free six ATM withdrawal and two paper withdrawal in a month
Free paper withdrawals of above $800.00
Free paper withdrawals if ATM facility is not opted.
Free e-Statement
No minimum and maximum period
Free Internet Banking facility
Additional 0.25 % interest on card rates
25% concession on locker rent

Who can open the Account

Individuals ( Singly or Jointly) having attained the age of 55 years

How to open account

The account can be opened in any of the branches of Bank of Baroda in Fiji by submitting documents as under:

Duly Filled Account Opening Form.
Know your customers information / Documents in support of following to the satisfaction of the Bank:

a. Name	b. Address	c. Date of Birth	d. Occupation
e. Specimen Signature	f. Citizenship	g. TIN	h. Source of Funds

One Passport size photograph.
Minimum Cash Deposit $20 in the Branch where account is to be opened.

Interest

Interest is calculated and applied on monthly basis on the minimum balance maintained during the month.
Interest is credited in the account at the end of every month.
Resident Individual Withholding Tax (RIWT) will be applicable as per FRCA guideline.
For interest rate, please click here.

Additional Information

The account will be classified to Dormant if there is no customer induced transactions in the account for 12 months. Once the account is classified as dormant the customer induced transactions in the account are allowed on submission of written request to the branch where account is maintained along with personal ID, address proof and other documents required to fulfil KYC guidelines.
For closure of account customer to surrender passbook and request in writing to the branch where account is maintained.
For Clarification or any other information please contact any of our branches in Fiji
Terms and Conditions apply

Fees and Charges

										Minimum Balance Fees
										Nil

										Standing Instruction - External
										$10.00 per transaction

										Issue of Balance Certificate
										$10.00 per Certificate

										Issue of Detailed Certificate
										$25.00 per Certificate

										Search Fees
										$5.00 Minimum, Subsequent $10.00 per hour

										Duplicate Pass Book fees
										$15.00 per Book

										Duplicate Statement Fees
										$2.00 per page Computer Printout $7.50 per page statement

										Issuance of Deposit Book (Counterfoil)
										$5.00 per Book of 100 deposit slips

										Issuance of Deposit Book (Duplicate)
										$7.50 per Book of 100 deposit slips

										Issuance of Deposit Book (Triplicate)
										$10.00 per Book of 100 deposit slips

										Collection of Cheques fees
										$0.25 per instrument

										Special Answer Fee
										$20.00 per instrument

										ATM Transaction fees
										Six transactions in a month free. Above six transactions in a month, transaction fee of $0.25 per transaction

										Paper withdrawal fees (where ATM card is issued)
										Two transactions per month free. $3 for each paper withdrawal upto $800 after two free transactions per month No fee for paper withdrawals of above $800 No Paper withdrawal fees, If ATM card is not issued.

										Reissue of ATM card in lieu of Lost ATM Card
										$5.00 per card

										Regeneration of PIN of ATM Card
										$2.00 per request of pin regeneration

										ATM Interchange Fees (for transactions on other Banks' ATM)
										a. Balance Inquiry	$0.60 per inquiry
										b. Cash Withdrawal	$1.50 per withdrawal

										EFTPOS Transaction Fees
										a. EFTPOS Transaction Fees	$0.25 per transaction

Transaction Account

Quick Links

Baroda Senior Citizen Passbook Saving Account