Baroda Cheque Book Saving Bank Account

• No Limit on number of transactions
• Cheque Book Facility is available
• No minimum and maximum period
• Free Internet Banking facility
• Free ATM Card
• Free Six ATM Withdrawal and two paper withdrawals per month.
• Free Paper withdrawal above $1500
• Free e-Statement (Monthly Once)
• Free paper withdrawal if ATM facility not opted.

Account may be shifted to Senior Citizen Scheme code once customer attains age 55 Years

• Individuals ( Singly or Jointly)
• Minors
• Residents and Non-Residents
• Trust and Societies, Associations
• Charitable organisations

As required under FTR Act & Customer Due Diligence

Customer to provide documents in support of following

Residents

• Name of Customer
• Permanent Residential Address in Fiji
• Date of Birth
• Occupation , Business , Service or Princial Activity
• Citizenship
• Source of Funds

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Non Residents / Non-Fiji Citizens

• Name of Customer
• Permanent Residential Address in Fiji
• Date of Birth
• Occupation , Business , Service or Princial Activity
• Citizenship
• Source of Funds
• Current and valid Passport or any other travel document issued by a foreign government or recognised international Organisation
• Current and valid Work, Business or Other Permit or Visa issued by the Fiji Immigration Department
• Current and valid Employment or Student Status Document issued by the Customer’s Employer or the Education Institute in Fiji.
• Any other document stipulated by regulatory agencies from time to time.

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For PEP Account (Following Information needs to be provided)

• Name of Customer in Full
• Details of Position holds lds or has held a senior government, political or military position
• Title of Position held
• If held in Past (From - Upto)

Compulsory Documents to be submitted

• Tax Identification Number (Tin Letter)
• A valid Joint Fiji Revenue and Customs Authority & Fiji National Provident Fund ID card
• Birth Certificate issued by the Births, Deaths & Marriages Registry.
• In case of married women, Marriage Certificate along with Photo Identity of the Groom & Address Proof is must, if Account is to be opened in name with Groom’s Name)
• Two Latest Colour Photograph
• Atleast -1- Document each from List A (FTR Regulations 8(1)) & List B (FTR Regulations 8(2)

Cooperative Societies, Association, Clubs

• Certificate of Registration of Cooperative (As per Co-operative Act ) / Association, Clubs etc. of the societies / association / club if any.
• Certified copy of the By-laws of the society etc.
• Resolution of the Management committee appointing the Bank at its Banker for opening of Account and stipulating the conditions for the conduct of account.
• List of members (with address) of managing committee with the copy of resolution electing them to the committee
• TIN Letter of the organisation

Charitable / Public Trust / Foundations

• Certificate of Registration, if registered.
• Copy of Trust Deed / Constitution document.
• Power of attorney granted to persons to transact the business on its behalf
• Certified copy of the resolution signed by all the trustees in regard to the conduct of the account.
• Any document listing out the names and address of trusts, settlers, beneficiaries and those holding Power of Attorney and other key officials involved in day to day management of the trust / foundation to the satisfaction of Bank.
• Certificate from the Charity Commissioner in case of registered trust
• TIN Letter of the organisation

• Interest is calculated and applied on monthly basis on the minimum balance maintained during the month.
• Interest is credited in the account at the end of every month.
• Resident Individual Withholding Tax (RIWT)/ Non Resident Individual Withholding Tax (NRIWT) will be applicable as per FRCS guidelines issued from Times to Time.

"The savings as well as current accounts would be treated as dormant if there are no transactions in the accounts for over a period of ONE year. For classifying an account as dormant both, the type of transactions debit as well as credit transactions, induced at the instance of customers and third party would be considered. However, the service charges levied by the bank or interest (payable on the balances of account itself.) credited by the bank would not considered.

• Also in case there is no customer induced debit transaction in account for over 24 months the account may also be classified as dormant.
• Once the account is classified as dormant, the customer induced transactions in the account are permitted on submission of written request by the customer to the branch where account is maintained along with personal ID, address proof and other documents required to fulfill KYC guidelines."
• No Charges will be levied for activation of Account
• For closure of account customer to request in writing to the branch where account is maintained.
• For Clarification or for any other information please contact any of your nearest branch.
  (Terms and Conditions apply)