A loan for your loan

For all our existing home loan borrowers

Baroda Additional Assured Advance

Any purpose excluding speculative or illegal purpose

Eligibility
Loan Amount
Margin Contribution
Repayment
Fees and Charges
Terms & Conditions

All Existing Home Loan (including Home Improvement Loan) Borrowers. The borrower will be eligible for loan under scheme if housing loan of the borrower is running with our bank for a minimum of 12 months and every interest and installments of the last 12 months are regular and there is no delay even a single day. Maximum 5 times during entire tenure.
Age
Minimum age : 21 years (applicant)
18 years (co-applicant)

Minimum: $5000
Maximum : $500000
OR 75% of Residual Value of House Property after deducting 150% of outstanding loan amount of Existing Home Loan whichever is lower

25% of residual value of House Property after deducting 150% of outstanding loan amount of Existing Home Loan

By Equated Monthly Installments (EMI). 1st installment will be due after one month from date of disbursement.
Repayment Period: As per repayment capacity 60% of gross income

For Fees and Charges Click here

Insurance: At the cost of borrower as per Bank's norms
Security: Extension of the existing equitable mortgage

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